.credito-section{background:linear-gradient(160deg,#021428 0%,#032040 50%,#021428 100%);padding:80px 0 90px;position:relative}.credito-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 10% 50%,rgba(3,139,187,.18) 0%,transparent 45%),radial-gradient(ellipse at 90% 50%,rgba(225,159,65,.12) 0%,transparent 45%);pointer-events:none}.credito-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:48px 44px;position:relative;backdrop-filter:blur(6px)}.credito-form-title{font-size:22px;font-weight:800;color:#fff;margin-bottom:4px}.credito-form-sub{font-size:14px;color:rgba(255,255,255,.45);margin-bottom:28px}.credito-label{display:block;font-size:11px;font-weight:700;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:1px;margin-bottom:7px}.credito-input{width:100%;background:rgba(255,255,255,.07) !important;border:1px solid rgba(255,255,255,.15) !important;color:#fff !important;border-radius:10px;padding:12px 16px;font-size:15px;transition:border-color .2s,background .2s}.credito-input:focus{outline:none;border-color:rgba(3,139,187,.7) !important;box-shadow:0 0 0 3px rgba(3,139,187,.2) !important;background:rgba(255,255,255,.1) !important}.credito-input.is-invalid{border-color:rgba(248,113,113,.7) !important}.credito-input::placeholder{color:rgba(255,255,255,.25)}.credito-input-wrap{position:relative}.credito-input-wrap .credito-input{padding-right:64px}.credito-input-suffix{position:absolute;right:14px;top:50%;transform:translateY(-50%);font-size:12px;font-weight:600;color:rgba(255,255,255,.35);pointer-events:none;white-space:nowrap}.credito-btn{width:100%;padding:15px;background:#038BBB;color:#fff;border:none;border-radius:12px;font-size:16px;font-weight:700;cursor:pointer;transition:background .2s,transform .15s,box-shadow .2s;margin-top:8px}.credito-btn:hover{background:#026f96;transform:translateY(-1px);box-shadow:0 8px 28px rgba(3,139,187,.5)}.credito-placeholder{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:280px;text-align:center;padding:40px 28px;background:rgba(255,255,255,.03);border:1px dashed rgba(255,255,255,.18);border-radius:18px;height:100%}.credito-placeholder-icon{font-size:44px;color:rgba(255,255,255,.15);margin-bottom:18px}.credito-placeholder-text{font-size:14px;color:rgba(255,255,255,.35);max-width:240px;line-height:1.65;margin:0}.credito-result-wrap{background:linear-gradient(160deg,#021428 0%,#032040 50%,#021428 100%);padding:60px 0 80px;border-top:1px solid rgba(255,255,255,.08)}.credito-result-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:48px 44px;backdrop-filter:blur(6px)}.credito-result-header{font-size:11px;font-weight:700;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:24px}.credito-stat-card{display:flex;flex-direction:column;gap:8px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:20px 18px;height:100%}.credito-stat-card--highlight{background:linear-gradient(135deg,rgba(3,139,187,.28),rgba(3,100,150,.15));border-color:rgba(3,139,187,.45)}.credito-stat-lbl{font-size:12px;color:rgba(255,255,255,.55);font-weight:500}.credito-stat-val{font-size:22px;font-weight:800;color:#fff;letter-spacing:-.5px}.credito-stat-card--highlight .credito-stat-val{font-size:26px;color:#7fd9f0}.credito-table-title{font-size:16px;font-weight:700;color:#fff;margin-bottom:16px}.credito-table{width:100%;border-collapse:separate;border-spacing:0;font-size:14px;color:rgba(255,255,255,.8)}.credito-table thead th{background:rgba(3,139,187,.2);color:rgba(255,255,255,.7);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;padding:12px 14px;border:none;border-bottom:1px solid rgba(3,139,187,.4)}.credito-table thead th:first-child{border-radius:10px 0 0 0}.credito-table thead th:last-child{border-radius:0 10px 0 0}.credito-table tbody tr td{padding:10px 14px;border-bottom:1px solid rgba(255,255,255,.05);vertical-align:middle}.credito-table tbody tr:hover td{background:rgba(255,255,255,.04)}.credito-table tr.year-row td{background:rgba(3,139,187,.12);color:#7fd9f0;font-weight:700;font-size:13px;cursor:pointer;border-bottom:1px solid rgba(3,139,187,.25)}.credito-table tr.year-row:hover td{background:rgba(3,139,187,.2)}.credito-totals{display:flex;gap:12px;margin-top:24px;flex-wrap:wrap}.credito-total-item{display:flex;justify-content:space-between;align-items:center;flex:1;min-width:220px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:16px 20px}.credito-total-item--accent{background:linear-gradient(135deg,rgba(3,139,187,.28),rgba(3,100,150,.15));border-color:rgba(3,139,187,.45)}.credito-total-lbl{font-size:13px;color:rgba(255,255,255,.6);font-weight:500}.credito-total-val{font-size:20px;font-weight:800;color:#fff;letter-spacing:-.5px}.credito-total-item--accent .credito-total-val{color:#7fd9f0}@media (max-width:992px){.credito-section{padding:56px 0}.credito-card,.credito-result-card{padding:32px 24px}}@media (max-width:576px){.credito-card,.credito-result-card{padding:24px 16px}}